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Know the Actual Differences between Continuing Care Retirement Communities and Assisted Living

Most seniors are concerned about changing their lifestyle and losing their independence. So, it's important to find a senior community that meets their needs, while keeping their independence. Two popular options are assisted living and Continuing Care Retirement Communities. Because both housing types provide daily living support, it can be difficult to choose which one is best for you. To make the best choice, you need to know the differences between these two housing types. A guide to assisted living: This housing type provides care and daily living support offered to seniors in a comfortable and residential setting. Support services are customized to the needs of each resident, providing them access to a wide range of assistance when needed. Services include the following:

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Join a Senior Assisted Living or Independent Living? - The Choice is Yours

Discovering the right senior living choice is about getting some knowledge about your needs and deciding the types of services that best fit those needs. Two of the most mainstream choices are independent living and assisted living. Here's a quick manual for each of these choices to assist you with making an informed decision.

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What is the Difference between Medicare & Medicaid?

Medicare is a health insurance program funded by the federal government. It is basically the same everywhere in the United States and run by the Centers for Medicare and Medicaid Services. This program offers health insurance benefits to people 65 or over, and to anyone under 65 who has been collecting Social Security Disability for at least 2 years or has a serious disability, such as kidney failure. There are several parts to Medicare. Part A covers institutional care, such as hospital costs, rehabilitation, home health care and hospice. Part B covers medical expenses including doctor's bills, outpatient tests, lab services, and home health care. To get Part B coverage, there is a monthly charge to the patient and a deductible is also applied. For people that are eligible for Medicare, they can pay extra for Medigap, a private health insurance policy that covers services that are not covered by Medicare, such as deductibles, co-payments and prescriptions.

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Why Advance Directives Are Important

Advance directives are a way for you to give consent to the treatments that should or should not be given in the event a medical situation arises which requires a decision, and you're unable to speak for yourself. They can also be used to appoint someone to make decisions for you. Advance directives give you a better chance of having your wishes carried out, even if you can't speak to your doctors about your wishes. Also, advance directives take pressure off family members if decisions must be made about medical care and you are unable to communicate.

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